Terms of use

Last updated: October 29, 2026

1. Nature of the service

AdvicePayday is not a lender or financial adviser. Content is for information only and is not personalized financial or legal advice.

2. No guarantee of approval

Credit decisions and terms are made solely by partner lenders. We guarantee no approval, amount or funding time.

3. Territory

The referral service is available in Canada except Alberta.

4. Accuracy

We make reasonable efforts to keep information current, but laws change. Confirm details with the relevant regulator.

5. External links

Links to micro-pret.ca and other sites are provided for convenience; their own terms apply.

6. Intellectual property

Site content is protected. Substantial reproduction requires permission.

7. Liability

To the extent permitted by law, we are not liable for decisions made based on site content. Nothing here limits your rights under applicable consumer protection law.

8. Governing law

These terms are governed by the laws of Québec and applicable federal law. [Legal entity and address: à compléter]