About AdvicePayday

AdvicePayday publishes plain-language guides on small loans in Canada. We work with Micro Prêt, a service that connects applicants with partner lenders.

What we are, and what we are not

• We are not a lender. We do not extend credit or make approval decisions.
• We are a free referral service for consumers.
• Our service is not available in Alberta.

Editorial principles

• No guaranteed-approval claims.
• Every cost example shows amount, term, total cost and total repaid.
• We cite official sources (Criminal Code, FCAC, provincial regulators) and update pages when rules change.
• We present free alternatives before credit.

Spotted an error? Tell us on the contact page.