How we earn money

Our service is free for you. You never pay AdvicePayday or Micro Prêt a fee to apply.

Our model

When you submit a request on micro-pret.ca, it may be shared with one or more partner lenders. Those lenders may pay us for the referral, for example when a request is passed to them or when a loan is funded.

What this doesn’t change

• We add no fee to your loan; any charge you pay must be included in the lender’s cost-of-credit disclosure.
• It doesn’t shape our guides: we still recommend free alternatives first.
• It doesn’t guarantee approval: each lender decides independently.

“Apply now” links carry UTM parameters that only tell us which page you came from. They don’t set cookies on this site.